Thursday, October 24, 2019

Beowulf vs. The 13th Warrior Essay example -- Compare Contrast Beowulf

I have closely compared aspects of Beowulf with the film, â€Å"The 13th Warrior†. Beowulf, written down by an unnamed Christian Monk in the 18th century, served as framework for the plot of â€Å"The 13th Warrior†. Beowulf and The 13th Warrior have extensive differences and even more similarities throughout the two stories. The film was made to actually show the different aspects, techniques, and ways of thinking that the people of medieval times thought. It also helps to put you into a better perspective on what the story â€Å"Beowulf† was like. Even thought the two stories are not exactly the same, they still stand together making a great mark in history. Instead of having a completely perfect fabricated movie of the epic story Beowulf, the story was transformed into a collage of similarities. There are a few scenes in â€Å"The 13th Warrior† that are comparable to scenes in Beowulf. Such as, Ahmed and his men were attacked by the cannibalistic warriors in the in the large hut; and they had fought for their lives trying to defeat the leader of the pack, forcing the cannibals back to their caves where they arose. This scene is synonymous to the story of â€Å"Beowulf† when Beowulf himself, had defeated the almighty Grendal in the mead-hall. Grendal had fallen and fled back towards the lake of hell where he should stay till the end of time. Furthermore, are the next consequential scenes where Beowulf is asked to got to the home of Grendals mother, and slay her just as he did to Grendle. In â€Å"T...

Wednesday, October 23, 2019

Case 5-2: Lexsteel Corporation

What should the controller of Lexsteel do in order to address the potential problems within the corporation? †¢The controller became aware of the potential problems with the accounts payable system because of the discussion made with the external auditors. †¢Each branch manager is given the authority to order materials and issue emergency purchase orders directly to the vendors. †¢Physical counts of raw materials are not performed since there is a cost-effective computerized perpetual inventory system. †¢COMPUTER RESOURCES: The host computer mainframe at corporate headquarters is linked to the computers at each branch locations. Data transmission occurs between leased telephone lines between host computer and branch offices wherein it is maintained in an integrated database. The software also allows flexibility for managing user access and editing data input meaning there is no control over the software for it allows data editing without the proper authorization given. †¢PURCHASING PROCEDURES: The production orders and appropriate bills of materials needed are generated by the host computer at corporate headquarters. While the purchase orders for raw materials are generated by the purchasing function and is mailed to the vendors which contain an instruction to the vendor that the materials should be directly delivered to the manufacturing plant. There is a control between the generation of production orders needed and the purchase orders issued to the vendor but it is not an exception in the occurrence of fraud. At receipt, the manufacturing plant examines and verifies the count against the packing slip and transmits the receiving data to the accounts payable at corporate headquarters. Even though there is a proper segregation between custody and recording, still fraud may occur because of collusion. Also, each branch manager is given the authority to order materials and issue emergency purchase orders directly to the vendors. Fraud may also occur if collusion will be made by the branch manager and the vendor, with that proper control is a must. Since the company employs a cost effective computerized perpetual inventory system, physical counts of raw materials are not performed. With that, the generation of production orders and purchase orders may be deceived because the count of raw materials that are needed are not matched with the proper physical count on its ending inventory. †¢ACCOUNTS PAYABLE PROCEDURES: Vendor invoices are mailed directly to the corporate headquarters and entered by the accounts payable personnel when received. This often occurs before the branch offices transmit the receiving data so the recorded vendor invoices are not properly matched with the receiving report. Uncertainties of amount may exist. The checks and the payment listings are made by the accounts payable function and are transmitted to the treasurer’s office for signature and mailing to the payee. After validation, payment listings are returned to the accounts payable section for filing. In here, there is no proper control in the preparation and validation of checks and payment listings for the verification of it is not done which may result into collusion and creation of dummy payee made by the treasurer’s office and the accounts payable function.

Tuesday, October 22, 2019

Educational Games for Children to Play Essay Example

Educational Games for Children to Play Essay Example Educational Games for Children to Play Essay Educational Games for Children to Play Essay Education and the process of learning is something that begins at home for children. Parents naturally want their children to do well in school, but this desire often clashes with other adult priorities (parents also want their children to be active and learn new hobbies), not to mention the children’s own to-do lists. There’s only so long a youngster is willing to do homework or read, before wanting to run off and do something a bit more fun. Not to worry! Here are some ideas for taking education out of a formal setting and making it enjoyable, through the medium of play. These are games for kids with an element of simple learning. Even better, your child won’t be sitting in front of a computer screen with these fun activities. Mathematics Games A fun mathematical challenge to play outside in the park would be to create a â€Å"fraction wall† using sticks. The first row of the wall is a whole stick, the row below it must be exactly the same length†¦but be composed of 2 sticks, the row below is composed of 3 sticks, etc. This game can be done in teams – perhaps racing to construct the best fraction wall in the fastest time. This can help children to visualise what fractions such as 1/2 or 2/3s look like. There are also a lot of mathematically-themed board or card games available for children of all ages. Some revolve around multiplication, others around addition. The advantage of sitting down at the kitchen table to play a maths game rather than hunting for online ones is that in addition to maths, your child will be learning important lessons about teamwork and social interaction. Language Games â€Å"Jumping Bean Phonics† is ideal for children just beginning school who are still learning the basics of reading and writing. This game can be played in small groups indoors. A number of simple, but common word endings (for example –ot, –og, –at) are written onto sheets of paper and laid out over the floor. The adult supervising the game has a set of cards each with a letter (for example h–, c–, l–). Each child gets a turn at being the â€Å"jumping bean†: when they are told their first letter they have to form as many correct words as they can in a given amount of time by jumping onto the particular ending card. So, if they were given the letter ‘m’, they could jump onto ‘–at’ to make ‘mat’; but jumping onto ‘–og’ wouldn’t count, because ‘mog’ isn’t a proper English word. At the end of the game, whoever has formed the most words in their allotted time wins. Science Games There are a lot of safe, easy experiments that children can perform at home which showcase the wonders of science and give them the opportunity to learn something interesting. One such challenge might be designing a parachute that lowers an object safely to the ground. But budding biologists can learn a lot about types of plants just by playing in their local park. Treasure hunt clues might guide a child around a natural space by identifying species of tree, or part of the challenge could be bringing back leaves from a particular plant in a certain amount of time. Education and knowledge aren’t just something that’s confined to the classroom or that has to be taught in a dull way. A passion for learning can be instilled just as effectively at home through games, playing outdoors, and having lots of fun.

Monday, October 21, 2019

Adventure around Bangalore Essays

Adventure around Bangalore Essays Adventure around Bangalore Essay Adventure around Bangalore Essay Adventure around Bangalore brief about the topographic points around bangalore where adv activities are possible If one is used to the Bangalore s feverish life one longs to travel to some topographic point which is off from the hustle hustle of the metropolis. The good intelligence is that there rather a few finishs near Bangalore which are frequented by escapade lovers on weekends. Sawan Durga Durga is Fort in Kannada. Savana Durga is one of the nine such garrisons around Bangalore. It is located about 50 km West of Bangalore really near to Magadi. It is dedicated to Goddess Amba. This topographic point is besides important because it has the highest monolith in the full Asia. The monolith rises more than 1000 pess. Merely at its base is a small town named after it. A forest surrounds it and it has been declared as a reserved wood. The topographic point besides has a protected garden of herbs. Stakes clip to see this topographic point is between the months of November to April. Talakad or Talkakadu Talakad lies on the left bank of the river Cauvery. The most important topographic point of tourer involvement is a fourth century temple called Vaideshwara temple. This temple ballad sunken underneath the river bed for several old ages until it was restored to its original province after digging. This topographic point has sand dunes spread all across the part. Every 12 old ages the town comes alive during Panchalinga Darshana which is a gay season. The best clip to come here is anytime of the year.A Shivasamudram ( Shimsha Falls ) If one is wishing for a individual twenty-four hours or a weekend pickup Shivanasamudram can be an ideal choice.A This topographic point is where Cauvery splits into haf and gives rise to two stupefying waterfalls. They ar gaganchukki and barachukki falls. Gaganchukki is situated really near to a dargah. Reaching here is hazardous and swimming even more as the deepness of H2O is unknown and the way is laid with slippery stones. A really short distance off from dargah is Barachukki falls. A really hasty stairway is made out of stones here and a deep pool of H2O is formed here. At the Barachukki falls, coriacle drives are run for a mere Rs. 10. Galibore Situated rather close to Bheemeshwari, Galibore is merely 95 kilometers from Bangalore.It can be a campers site and it has been used extensively for bivouacing earlier. There are legion Terminalia trees here which create the wilderness consequence. There is besides a river here which creates a superb landscape merely like in the pictures. The hills environing the topographic point attention deficit disorder to the already beautiful region.A Wildlife lovers come here often to watch wild elephants drink from the lake and play around every bit good. There are opportunities of spottingA crocodiles, polo-necks and birds of different assortments. Ranganthitu Bird Sanctuary and Balmuri Falls This sanctuary is a superb field day topographic point for households and friends. This is an island made near the Cauvery River near to Srirangapatna which is wehre all the migratory birds come and breed. The site of these birds is one to taste. The activities that are carried out here are boat Tourss which are guided by Texas Ranger ushers. They are a nice manner of detecting birds, otters, chiropterans and crocodiles. The best clip to make a unit of ammunition of this topographic point is between the months of July September. December is when the birds migrate so this is the best clip to come this place.A At Ranganthitu sanctuary, Balmuri Falls are the premier attractive force. Part of a adult male made reservoir, these falls are non precisely one would conceive of ; wild, immense and spurting. They are elusive and when can sit under them easy. Its when 1 is underneath them that is the clip one truly enjoys. The best clip to see this topographic point is in the winters when the H2O in the river is considerable plenty for one to hold soft showers.A Bheemeshwari Bheemeshwari is a hot front-runner as a weekend finish around Bangalore. It besides happens to be popular amongst people who love fishing for Mahseer.A People come here for the sheer love of fishing. One can even angle here. One gets to set up at bungalows built which are epicurean, comfy, built to accommodate a traveler s comfort. There is a Shiva temple besides this topographic point which can be visited during the stay here. Other nearby topographic points to spy see are Sangam, Mekedaatu Waterfalls and besides the Simsha Waterfalls. These are besides topographic points where one can trek to.A Doddamakali Situated 6 kilometer from Bheemeshwari, this beautiful part is a dainty to one s senses. The farness of the topographic point has kept the nature spotless. The topographic point is placid and really peaceable. If one wishes to come here it is necessary to cognize that the remaining installation if limited. The topographic point is aprrox 50 kilometer from Bangalore on the NH 4 highway.A

Sunday, October 20, 2019

Corporate Strategies to Hedge Commodity Price Risks Applying Derivatives Essay Example

Corporate Strategies to Hedge Commodity Price Risks Applying Derivatives Essay Example Corporate Strategies to Hedge Commodity Price Risks Applying Derivatives Essay Corporate Strategies to Hedge Commodity Price Risks Applying Derivatives Essay Table of contents List of abbreviationsIII List of figuresIII List of tablesIII 1Introduction1 1. 1Problem and objective1 1. 2Structure of this paper1 2Background Information2 2. 1Definitions of fundamental terms2 2. 2Commodity price risk in different firms2 3Explanation of derivatives3 3. 1Options3 3. 2Futures4 3. 3Forwards6 3. 4Swaps6 4Hedging strategies with derivatives7 4. 1Hedging with options7 4. 2Hedging with futures7 4. 3Hedging with forwards8 4. 4Hedging with swaps8 5Pros and cons of hedging strategies with derivatives8 5. 1Pros and cons of options9 5. Pros and cons of futures9 5. 3Pros and cons of forwards10 5. 4Pros and cons of swaps10 6Practical example of corporate commodity price risk hedging10 6. 1Introduction on firms practical hedging strategy10 6. 2Analysis on this strategy11 7Summary12 Appendix13 Appendix 1: Amounts outstanding of over-the-counter (OTC) derivatives by risk category and instrument- - in billions of US dollar13 Appendix 2: Derivatives financial instr uments traded on organized exchanges by instrument and location- - in billions of US dollar14 Bibliography15 Internet Source16 List of abbreviations CHClearing House IMInitial Margin MBMargin Balance MM NMaintenance Margin No OTCOver The Count VM YVariation Margin Yes List of figures Figure 1: Structure of this paper2 Figure 2: P of each option position4 Figure 3: Flow chart of marking-to-market process5 Figure 4: P of each future position6 Figure 5: Hedging model on fuel oil of Air China11 List of tables Table 1: Summary for 4 option positions4 Table 2: Summary for future positions6 Table 3: Summary for 4 derivatives9 1Introduction 1. 1Problem and objective The risk of commodity price is a ferocious topic in corporate operation. Corporate profit is equal to total revenue minus total cost. For firms, because of the high volatility on commodity price, their inputs and outputs relating to commodity are unpredictable. As a consequence corporate profit will be immensely volatile, which will possibly lead the firm to go bankruptcy if no any preventive actions are taken. For example, producers of commodities probably need to assume unexpected losses, when the price of outputs goes down or the price of necessary raw materials goes up. The situations are similar to wholesale buyers, retailers, exporters and even governments. Volatility of commodities price has great impacts on corporate daily operation. The objective of this term paper is to introduce derivative hedging strategies for corporate managers to reduce or even eliminate future unpredictability, mainly from the perspectives of the role commodity price risks play, what the typical derivative instruments are, where and how to apply these different derivatives in terms of hedging principles thereof, and both advantages and disadvantages when applying each derivative in real business transactions. 1. Structure of this paper Firstly, this term paper highlights problems existing in real world. Secondly, it introduces advanced derivatives theory that can be applied to solve these problems. Thirdly, specific details on the theory will be presented, including explanation, application, as well as pros and cons of each derivative instrument. Then, an example is analyzed to show how companies apply derivatives to hedge commodity risks practically. Last is a summary of this term paper. Following figure shows the body of this paper. 2Background Information 2. Definitions of fundamental terms In financial markets derivative is a contract or security whose value is derived from the value of other more basic underlying variables . One of its most important functions is hedging. In corporate operation, hedging is to secure the companies against potential loss caused by variable risks that arise in international market, such as the commodity price risks. In this paper, commodity means any tangible goods or raw materials that may be sold or traded in the markets, such as energy, gold, or agricultural products. 2. Commodity price risk in different firms Volatility of commodities price influences firms’ daily operation significantly. Producers of commodities, such as farms, oil producers, mining companies, face price risk on output. Wholesalers and retailers, face price risk during the time period from buying from suppliers and selling to customers. Exporters, face the same price risk as well as currency exchange risk. And governments face price and yield risks generating from tax revenues that depend on firms’ operational conditions. 3Explanation of derivatives Derivatives are traded in exchange-traded markets and over-the-counter markets. (See recent derivatives transaction status in appendix 1 and appendix 2. ) Notably, exchange-traded derivatives are default risk free and liquid. However over-the-counter traded derivatives are the opposite. 3. 1Options An option is the contract that gives the buyer the right but not obligation to buy (call option) or sell (put option) an underlying asset at a predetermined price (exercise price) for certain quantity during a fixed period of time (maturity). The buyer of the option pays a particular amount of money (option premium) to the seller to buy a right whereby he can decide whether or not to exercise this option, simultaneously the seller has the obligation to perform if the buyer exercises the option. European options only can be exercised on expiration day, and American options can be exercised at any time before maturity. The buyer of the call option is named long call, while the seller of the call option is named short call. Similarly, the buyer of the put option is named long put, while the seller of the put option is named short put. In commodity market, underlying of commodity option is a commodity, such as oil, wheat, or gold. Commodity options are both exchanges-traded and OTC traded. Following figure shows P of each option. Following table is the summary for these 4 option positions. Table 1: Summary for 4 option positions Market price expectationMaximum profitMaximum lossBreakeven point Long callupunlimitedoption premiumexercise price + option premium Short calldown or stableoption premiumunlimitedexercise price + option premium Long putdownexercise price option premiumoption premiumexercise price option premium Short putup or stableoption remiumexercise price option premiumexercise price option premium Source: author’s own. 3. 2Futures A future is a contract between two parties to buy or sell a specified amount of asset at a specified time period in the future for a certain price. Normally there are two types of futures, commodity futures whose underlying are commodities and financial futures who se underlying are financial assets. They are highly standardized, regulated, and traded in exchange markets with highly liquid and default risk free property. Because of the marking-to-market process, at maturity the settling price is the spot price at expiration date with profit gaining or loss paying from a margin account, which indirectly makes the effective bargain price equal to the predetermined price in the future contract. Notably, to ensure high liquidity of futures, marking-to-market process plays a significant role. The following figure shows the marking-to-market process. Generally there are two alternative ways at maturity to settle futures, either by cash or by actual delivery of underlying, which is clearly defined by futures exchange. Following figure and table show the details of a future. Table 2: Summary for future positions ?Maximum profitMaximum lossBreakeven point Long positionunlimitedexercise pricespot price + cost of carry Short positionexercise priceunlimitedspot price + cost of carry Source: author’s own. 3. 3Forwards A forward contract is a customized and over-the-counter agreement to buy or sell an asset at a specified time in the future for a specified price, where a long position has the obligation to buy and a short position has the obligation to sell. Compared with futures, no marking-to-market process are required. Counterparties can negotiate with each about the parameters of the contract. As a result, a firm who wants to make forward contract needs to find the counterparty by itself. 3. 4Swaps A swap is a customized and over-the-counter agreement to exchange a series of specified assets periodically in the future. Normally the counterparties of a swap contract are a large institution such as a bank and a company. Basically, we can view a swap as a complicated forward. Except currency swaps, counterparties just need to pay the differences between the cash flow they should exchange. Because swaps are bespoken as a result they are less liquid. There are commodity swaps, interest rate swaps and currency swaps. Interest rate swaps is an agreement of two counterparties to change fixed interest and floating interest on predefined nominal principal in the future periodically. Commodity swaps normally vary tremendously among different markets. In a currency swap, counterparties change same value of different currencies in inception and termination, where the exchange rate of the tow currencies depends on the negotiation of counterparties. 4Hedging strategies with derivatives This chapter will focus on the principles of hedging strategies on commodities. . 1Hedging with options If a trader wants to procure a commodity with high volatile price, he can buy a commodity call option to hedge the price risk of going up. Similarly, if a company wants to sell a commodity product, it can buy a long put to hedge the price risk of going down. In practice, because investors want to bet more precisely on the future price of the underlying, an d hedgers with long positions want to save option premiums, a few combinations of options come out, such as a long call and a short put with identical parameters except the different strike price. 4. 2Hedging with futures When the objective of a commodity trader wants to neutralize the price risk as far as possible, usually he will choose to take a position on a future on commodity. A hedger who already owns a commodity asset or doesn‘t own right now but will at some future time expecting to sell it in the future without assuming any price risk, he can apple future hedging strategy to enter into a short position to become a short. Likewise, a hedger who has to buy a certain commodity asset in the future and wants to lock in spot price immediately, he can apply a future to enter into a long position to become a long. . 3Hedging with forwards The principles of hedging strategy with forwards are similar with futures. Whether to use futures or forwards depends on different requirements. Generally, financial assets investors who need high liquidity prefer to choose futures, while commodity investors such as producers who need high customization prefer to choose forwards. 4. 4Hedging with swaps When i nvestors want to hedge risks of interest rates, currencies, or commodities, they can use swaps. In gold swaps, counterparties change fixed lease rate with variable lease rate. In swaps on base metals, counterparties change fixed metal price with average price of near dated metal future. In oil swaps, counterparties change fixed West Taxes Intermediate (WTI is a benchmark in oil price) price with average price of near dated WTI future. 5Pros and cons of hedging strategies with derivatives The following integrated summary of these derivatives depending on pervious analysis makes systematic comparisons. (The options here are exchanged-traded European options) Table 3: Summary for 4 derivatives SUMMERY OF DERIVATIVES FOR GENERAL TYPES OptionsFuturesForwardsSwaps Types of contractstandardizedstandardizedcustomizedcustomized Settlementscash and deliverymost cash and few deliverydeliverydepends on individuals Trading marketExchange tradedExchange tradedOTCOTC Liquidityhighhighlowlow Marketing-to-marginnorequirednono Time of settlementmaturitydailymaturityperiodically Initial investmentoption premiuminitial margin nodepends Default risk assumed byClearing houseclearinghouseBoth partiesBoth parties ProsDefault risk free liquiditycustomization no initial investment Consinitial investment inflexibledefault risk for both party illiquidity Source: author’s own. . 1Pros and cons of options The pros of options are obvious. Firstly, they have no risk to assume more loss than premium but have possibility to get unlimited potential profit. Secondly exchanged-traded options are highly liquid and OTC traded options are flexible. However, the cons of options are also explicit, such as the difficulty to decide when to enter into a long position. Because buying an option needs to pay option premium, if the spot price cannot go above (for a long call) or go below (for a long put) the breakeven point the hedger will suffer a loss, and depends on statistics the possibility of a long position to lose is about 66%. 5. 2Pros and cons of futures It definitely makes sense for most companies whose majors are in businesses but not professional in forecasting the price of commodities price volatility, which can make them pay more attention on their core competences instead of fearing about volatile price. Nonetheless, taking neutralized strategies make hedgers give up the possibility of both profit and loss. Moreover, instead of hedging risks by companies, shareholders can hedge themselves according to their preferences. Additionally, if other competitors of the same industry don’t apply hedging strategies, in fact, it is the hedging company itself that assumes risks, because competitive pressures are the same for other all competitors but different for the hedging company its own. 5. 3Pros and cons of forwards Basic pros and cons have been listed in the table in front of this chapter. Generally, compared to futures, the most explicit pro is that forwards are highly customized and therefore the con is that they are hardly liquid. 5. 4Pros and cons of swaps Basic pros and cons have been listed in the table in front of this chapter. Gernally, compared to futures and forwards the most precise pros is that both counterparties could reap benefits from a swap, such as in a currency swap where a firm with a low rate may get a cheaper loan as other firms with high rates, and the counterparty may get a payment as compensation. However the corresponding cons is that counterparty may need to pay commision to intermediary, because it is difficult to find an appropriate counterparty by itself. 6Practical example of corporate commodity price risk hedging 6. 1Introduction on firms practical hedging strategy Air China is an airline company, whose cost of fuel oil occupies 44. 75% of total revenue in 2008. To hedge the fuel oil price risk, Air China bought a call option with strike K1, meanwhile sold a put option with strike K2, where K1

Saturday, October 19, 2019

DB 2,3,4 Your thoughts Al Assignment Example | Topics and Well Written Essays - 750 words

DB 2,3,4 Your thoughts Al - Assignment Example cticut, Hawaii, New Jersey and the District of Columbia are comparatively in a better position with a B+ grade, as they grant the facility of paid sick leaves, paid medical leaves for pregnancy and paid family leaves. According to Wilke (2014), although there are 181 countries providing maternity leaves and 81 nations providing paternity leaves, the US offers none of these leaves either to new mothers or new fathers. Additionally, none of the US national employment policies is identified to assure remunerated sick days, pregnancy accommodations and other supports to new parents. Nevertheless, the states are now taking steps to establish a parent-friendly workplace by implementing various laws, as per Wilke (2014). The various Acts, such as the â€Å"Family and Medical Insurance Leave (FAMILY) Act†, the â€Å"Healthy Families Act and the Pregnant Workers Fairness Act† are also on the lane to get implemented in the US (Wilke, 2014). Apparently, the inferences of the artic le reveal scenario major developmental need of parent-friendly workplace in the US, wherein, apart from the above-mentioned policies, authorities are suggested to bring more flexibility in organizational schedule and telecommunicating facilities. In this article Maurer (2014) intends to summarize the impacts of the new reporting system of Brazil, referred as eSocial. The new system takes account of centralizing and standardizing information on tax, social security, labor and company data into a distinct database and then supplying it to different governmental organizations. As per Maurer (2014), even though the date of implementation is yet not finalized, but it is sure to include all large and mid-income employees. Subsequently, reduction in insolvency, tax evasion and fraud along with development of the inspection of employment records are anticipated as the result of implementing the new reporting initiative. As per Maurer (2014), the process attached to the new system is simplified and can be

Friday, October 18, 2019

Analysis of Social and Health History Data for Older Persons Essay

Analysis of Social and Health History Data for Older Persons - Essay Example Moreover, the psychological changes among others are all problems associated with old age. The major changes that individuals face include adjustment to retirement, reduced income, and the use of leisure time. We will carry out a critical analysis of comprehensive social and health history data for two older persons. In this regard, one older person considers she or he is healthy’ for this stage of their life. Conversely, the second older person considers him/herself as experiencing ill health and/or a dysfunction. The potential health problems, demonstrate differences in these two persons’ social and health histories. Analysis will also be made on how these health problems impact on their quality of life and lifestyle. The person who will consider that he/she is healthy to this stage will react positively to changes. They will accept the fact that as the functions of the body changes, a healthy mental attitude helps a person to maintain a zest for living. This will fre e the person from monitoring changes and enables the person to seek medical care, hence adjust to personal lifestyle. This person will struggle to stay physically healthy by changing the poor health habits. Such habits include avoidance of negligence and body exercise that slows down the aging process. This postpones physical symptoms of aging such as heart failure, stroke, hypertension, and arthritis. Exercise will stimulate the mind and lessens premature dependence on others thereby improving the overall quality of life. This person with have positive social interactions that will enrich aging and can even involve themselves in community development, in volunteer activities, or even close family ties. All these provide enjoyment as a person ages. Ericson (1950) theory, Ego integrity versus despair, involve coming into terms with one's life. Any form of ill health can easily be dealt with, and these persons live long than expected. It is important to note that the adults who get to a sense of integrity feel whole, complete, and satisfied with their achievements (Martin & Kinsella, 2004, p.90). On the contrary, these other older person who considers he/she is experiencing ill health and/or dysfunction. These persons take the aging process negatively and lacks acceptance. At this stage, despair comes in and they feel they had made wrong decisions. In such a scenario, the time is too short to find an alternative route to integrity. Without another chance, these persons find difficulty in accepting the closeness of death and overcome with resentment, defeat, and hopelessness. These attitudes expressed as anger and contempt for others disguising contempt for oneself. These persons tend to have a faultfinding behavior with a tendency to blame others for their personal failures. They also have regretful view of their own life reflecting with a great sense of despair. These people will just lie down on their beds and start complaining. They get more prone to aging di seases as stroke, hypertension, heart failure, arthritis, and they lack the strength to struggle with such diseases. They die within a shorter period than expected. Compare the similarities and differences in the chosen health problems Similarities in these two persons are that they are both older persons thus exposed to illnesses associated with old age. Such diseases include omega 48 blood disorders, neurological disorders, and respiratory